Take a guess- how many households in the US are without a checking account? Would the answer 10 million surprise you? Are you among the account-less? When considering your banking options and the course of action you should take, it is vital to know the facts. Checking accounts can add many positive elements to your financial life, including a safe way to deposit paychecks, make payments, transfer money, hold money, manage personal finances and more. You can read more here.