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Federal Fair Debt Collection Practices Act

Have you ever received annoying and persistent calls from credit collection agencies about certain debts that you may or may not owe or that you are trying to pay off? You do have rights when it comes to how these creditors and collection agencies operate. The Fair Debt Collection Practices Act (FDCPA), found under 15 […]

What is the Magnuson-Moss Warranty Act of 1975 and Why it is Powerful for Consumers

Consumers are often victims of fraud or misrepresentation in the quality of consumer (personal, family or household) goods and in how they are intended to perform. To protect consumers, federal legislators passed the Magnuson-Moss Warranty Act (Act) in 1975. Warranties are promises by sellers that the material or workmanship is defect free or meets a […]